top of page

Getting Started with Ndovu: A Beginner’s Guide to Your First Investment

Picture of an elephant in the savanna with  Ndovu branding overlay.

Have you ever wondered how to create passive income by making strategic investments that get you to financial freedom? With Ndovu, you can open an account in minutes, see your risk profile, and choose investments that match your goals—all from your phone. Here’s a beginner’s guide to your first investment.


A Beginner’s Guide to Your First Investment with Ndovu


Making your first investment can feel overwhelming, but with platforms like Ndovu,  a regulated investment platform licensed by the Capital Markets Authority, the process has become more accessible, transparent, and beginner-friendly. Whether starting with KES 1,000 or KES 500,000, Ndovu provides tools, products, and educational resources to help you invest confidently and securely.


Step 1: Create Your Ndovu Account


Begin by signing up on the Ndovu platform, available via our website or mobile app. The registration process is straightforward, requiring you to go through a quick KYC process where you upload your ID and a selfie for identity verification. Once registered, you'll have access to a dashboard to monitor and manage your investments.


Step 2: Explore Investment Options


Ndovu offers a variety of investment products tailored to different risk appetites and financial goals. Some of them are:

  • Ndovu Fund: This is ideal for beginners. Offering an annual return of 13.6%, this fund is great for short-term goals or as a place to grow your emergency savings, providing liquidity and capital preservation.

  • USD MMF: If you are looking for something to preserve the value of your capital amid Kenya shilling volatility, this is a good choice for you since you invest in U.S. dollars. It’s an excellent hedge and yields steady returns.

  • Safety Net: This is designed for conservative investors. It focuses on fixed-income assets like treasury bills and bonds. It offers stability and low risk, suitable for long-term savers.

  • Property Mogul: If you’re interested in real estate but lack the capital to purchase land or property outright, this fund lets you invest in real estate-backed portfolios and earn passive income.


Step 3: Fund Your Account


You can fund your Ndovu account via M-Pesa or bank transfer. The minimum investment starts from as little as KES 500, making it accessible for most Kenyans. Once funded, you can select how much to allocate to each product. Ndovu allows you to auto-invest periodically or manually whenever you're ready.


Step 4: Start Investing and Monitor Your Portfolio and Adjust


When you begin investing, Ndovu enables you to monitor your portfolio's performance, make additional investments, or withdraw funds as needed. Over time, you can adjust your allocations based on your goals, such as saving for a car, business capital, or retirement. The user-friendly interface ensures that managing your investments is both simple and efficient.


In conclusion, what sets Ndovu apart is the simplicity and clarity of its investment process. Beginners benefit from curated investment plans, risk assessment tools, and educational articles that guide them on their financial journey. There are no hidden charges, and our customer support team is responsive and well-informed. Ultimately, Ndovu turns investing from an intimidating chore into an intuitive, transparent experience, so you can start growing your wealth with confidence, not confusion.


Disclosure:

 Ndovu is a regulated Robo-advisory platform operated by Ndovu Wealth Limited (‘NWL’). NWL is a Fund Manager licensed by the Capital Markets Authority (Kenya).


The information provided on this platform and the products and services offered are intended solely for persons in regions and jurisdictions where such distribution and utilization are in accordance with local laws and regulations. Ndovu does not promote its services in regions where it lacks the necessary licenses; It is exclusively available to persons residing in countries where it holds a valid license or has regulated partners. Ndovu does not extend its services to citizens of the United States, Canada, Japan, and other restricted territories.


Disclaimer:

 All ETF products are subject to risk, including country/regional, liquidity, and currency risks. Market prices of securities within the ETF may rise and fall, sometimes rapidly and unpredictably.


While ETFs provide diversification through exposure to a basket of securities, they do not eliminate the risk of loss. Diversification does not ensure a profit or protect against a loss. These are non-cis products and are registered by the SEC.

Comments


Download our mobile app and start investing today.

© 2025

 · Ndovu · All Rights Reserved.

Download Ndovu app from Google play or play story
Download Ndovu app from the app store

 

 

Past performance is not reflective of future performance, and the price of units and the income may go down as well as up. In certain specified circumstances the right to redeem units may be suspended. The Capital Markets Authority does not take responsibility for the financial soundness of the scheme or for the correctness of any statements made or opinions expressed in this regard.

Ndovu is a regulated digital platform operated by Ndovu Wealth Limited (“Ndovu”). Ndovu is licensed by the Capital Markets Authority (Kenya) as a Fund Manager and is also regulated by the Institute of Certified Investment & Financial Analysts (ICIFA), the Communications Authority and the Nairobi Securities Exchange. Ndovu is a registered trademark of Ndovu Wealth Limited. Ndovu Wealth Limited, a CMA-licensed Investment Adviser, provides advisory services. US-traded securities are provided to Ndovu users by Interactive Brokers LLC. Interactive Brokers is a member of FINRA/SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). An explanatory brochure is available upon request or at www.sipc.org.

Investment involves risk. The value of investments and their income can go up or down and you may not get back the amount originally invested. There is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Ndovu Wealth Limited's charges and expenses. Ndovu Wealth Limited’s internet-based advisory services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning for every aspect of a client’s financial situation and do not incorporate specific investments that clients hold elsewhere. Past performance does not guarantee future results, and the likelihood of investment outcomes is hypothetical in nature. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Ndovu Wealth Limited is not registered.

By using this website, you accept our (Terms of Use) and (Privacy Policy) and (Data Protection Policy).

bottom of page