top of page

Breaking Down Ndovu’s Fees: Ndovu Interest Rates And Charges?


Picture of an elephant in the savanna

If you're evaluating Ndovu as your investment platform, understanding its fee structure is crucial. Ndovu offers a transparent pricing model across three subscription plans, catering to various investor needs. Here's a breakdown of their fees and interest rates:


Ndovu Subscription Plans & Fees

1. Basic Plan – Free


  • Global Funds & Fractional Stocks Fee: 4.5% on the investment amount at the time of investment.

  • Savings & Fixed Returns: 0% to 1.0% annual fee.

  • Ndovu Fund Management Fee: 2% annually.

  • Government Bonds for all users: ​0.375% twice a year on invested mount

  • Features: Access to global markets, personalized low-cost portfolios, automated advice, and financial education.


2. Standard Plan - KES 3,000/year


  • Global Funds & Fractional Stocks Fee: 4.0% on the investment amount at the time of investment.

  • Savings & Fixed Returns: 0% to 1.0% annual fee.

  • Ndovu Fund Management Fee: 2% annually.

  • Government Bonds for all users: ​0.375% twice a year on invested mount

  • Additional Features: Includes all Basic features plus one financial advice session, a budget planner, and an investment performance tracker.


3. Ultimate Plan – KES 30,000/year


  • Global Funds & Fractional Stocks Fee: 2.0% on the investment amount at the time of investment.

  • Savings & Fixed Returns: 0% to 1.0% annual fee.

  • Ndovu Fund Management Fee: 2% annually.

  • Government Bonds for all users: ​0.375% twice a year on invested mount

  • Premium Features: All Standard features plus a dedicated relationship manager and unlimited financial advice.


Transaction Fees

  • Deposits: No charges

  • Global funds and Fractional stocks withdrawal fees: No charges

  • Infrastructure Bonds withdrawal fees: No charges

  • Ndovu Fund withdrawal Fees: One free withdrawal per month & KES 500 for every other withdrawal within the month.


Ndovu Fund Interest Rates

Ndovu's Money Market Fund, known as the Ndovu Fund, has historically offered competitive returns. For instance, in 2023, the fund achieved an annual return of 15.51%, and by the end of 2024, it recorded a 13.06% annual return. These rates are subject to change based on market conditions. It's essential to note that while past performance can provide insights, it doesn't guarantee future results.


Key Considerations

  • Fee Structure: Ndovu charges a one-time fee on the investment amount when you invest in global funds and fractional stocks, varying by subscription plan. Additionally, there's an annual management fee for the Ndovu Fund.

  • Interest Rates: The Ndovu Fund's returns have been competitive, but they can fluctuate based on market dynamics.

  • Plan Selection: Choosing the right plan depends on your investment goals, desired features, and the level of financial advice you seek.


For a more detailed overview and to select the plan that best suits your financial objectives, visit Ndovu's official pricing page:

6 Comments


Really appreciate how clearly you’ve broken down Ndovu’s fees and plans — transparency like this helps investors make smarter decisions. Just like in finance, clarity and quality matter in branding too. At Eagle Patches, we work with businesses and organizations to create custom patches, embroidered patches, and custom leather patches that help brands stand out professionally. Great and informative read!

Like

In BitLife, every tap changes your destiny as you navigate love, careers, scandals, crime, and success in a realistic life simulation game.

Like

william Zen
william Zen
Jul 17, 2025

That's a sincerely informative breakdown of Ndovu's expenses, interest fees, and costs wonderful beneficial for all of us weighing up borrowing alternatives. For college students inside the UK navigating prison research and financial planning, law assignments UK offer a dependent manner to investigate and significantly analyze such financial products.

Like

joyce keige
joyce keige
Jul 11, 2025

Why is your dollar convertion rate at 124sh instead of 129sh

Like

david costa
david costa
Jul 09, 2025

Transparency like this is key for financial planning. Speaking of planning, if you’re looking to self publish children's book, understanding costs is just as crucial. Your post simplifies complex fees - similar to how budgeting helps when you self publish children's book. The comparison to traditional options is eye-opening.

Edited
Like

Download our mobile app and start investing today.

Download Ndovu app from Google play or play story
Download Ndovu app from the app store

This website is operated by Ndovu Wealth Limited ('Ndovu'). Ndovu is licensed by the Capital Markets Authority as a Fund Manager and Investment Adviser.

 

Past performance is not reflective of future performance, and the price of units and the income may go down as well as up. In certain specified circumstances, the right to redeem units may be suspended. The Capital Markets Authority does not take responsibility for the financial soundness of the scheme or for the correctness of any statements made or opinions expressed in this regard.

Investment involves risk. The value of investments and their income can go up or down and you may not get back the amount originally invested. There is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Ndovu's charges and expenses. Ndovu's services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning for every aspect of a client’s financial situation and do not incorporate specific investments that clients hold elsewhere.

 

Not an offer, solicitation of an offer or advice to buy or sell securities in jurisdictions where Ndovu is not duly licensed or approved.

 

By using this website, you accept our Terms of Use, Privacy Policy and Data Protection Policy.

bottom of page