Ndovu Academy Blog

For a long time, the dream of owning a piece of the world’s biggest companies felt like a distant reality for the average Kenyan investor. We watched from the sidelines as tech giants in Silicon Valley or luxury brands in Europe scaled new heights, wondering how to get a seat at that table. The good news? The doors are wide open. Today, there are several different ways to invest in international stocks in Kenya , ranging from traditional bank-led routes to modern, tech-driven

In previous years, Kenyan investors looking for global exposure were limited to opening offshore accounts or using retail apps to buy fractional shares of Big Tech. However, in 2025, the smart money in Nairobi is moving toward Multi-Asset Special Funds . What is a Multi-Asset Special Fund? A Multi-Asset Special Fund is a sophisticated Collective Investment Scheme (CIS) licensed by the Capital Markets Authority (CMA) . Unlike traditional unit trusts that focus only on local T-

The modern investment landscape, the "one-size-fits-all" approach of sticking purely to broad market indices is being challenged. As of early 2026, many sophisticated investors are turning to Special Funds  (or Special Collective Investment Schemes) to enhance their returns and protect their purchasing power. These funds are designed to do what traditional Money Market Funds (MMFs) and index funds cannot: target high-conviction, non-traditional growth opportunities. What are

The Kenyan investment landscape underwent a seismic shift in 2025. For years, the Money Market Fund (MMF) was the undisputed king of "safe" returns. However, with MMF yields cooling to single digits (averaging 9%), a new heavyweight has taken center stage: Special Funds. Data from late 2025 shows Special Funds now control over Ksh 137.8 billion  in assets. While the headlines scream about 20% returns, smart investors know that "reading the numbers" requires looking beyond the

For many Kenyan professionals, the Money Market Fund (MMF) has long been the "clay pot" of the digital age. It is the first place we turn when we want our money to work harder than it does in a standard savings account. We appreciate the safety, the daily interest, and the ability to access our cash whenever a need arises. However, as the Kenyan financial market matures, many investors are noticing a consistent pattern. Their returns seem to hit a specific level, often betwee

1. What is a Special Fund & Why is it Unique? At its basic level, a Special Fund is a specialized type of collective investment scheme . This is a regulated financial vehicle where money from various investors is pooled together to create a significant capital base.    However, unlike a standard Unit Trust (like a typical MMF), a Special Collective Investment Scheme (Special CIS) in Kenya  is governed by a more flexible Investment Policy Statement. While traditional funds are

If you’re wondering how to invest Sh1 million in Kenya, you’re already ahead of most people. A million shillings is enough to build a solid investment foundation. The key is choosing assets that balance growth, safety, and long-term sustainability. This guide breaks down the smartest ways to allocate Sh1 million across stocks, ETFs, commodities like gold, and government bonds with simple steps you can take directly through platforms like Ndovu . Why You Need a Strategy Before

The fear of poverty is heavy. It's the profound, chilling anxiety that your children will face the very same financial struggles you do. This is the fear of Generational Poverty , and it is one of the most powerful motivators in the world. But this cycle is not an unbreakable chain. You have the power to put down the pen and start a new financial story , one that builds an abundant legacy for your family. That story begins with a single, crucial action: investing . The Growth