Regulated by Capital Markets Authority and the Office of the Data Protection Commissioner
Your goals, our expertise
Access high-performing funds in global markets
Finding where to invest money to get good returns in Kenya can be so hard and that’s where Ndovu comes in.
The funds that are available on Ndovu are strategically selected to enable you to diversify your portfolio in multiple sectors globally and locally based on your financial goals and risk appetite.
Top Places to Invest Money for Good Returns in Kenya
In 2025, more Kenyans are turning to smart, regulated investment options that deliver steady returns without the guesswork. Two of the most accessible options are:
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Money Market Funds (MMFs) – Ideal for short-term growth with low risk and daily interest.
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Treasury Bills – Government-backed, fixed-return investments for those looking to grow and preserve capital.
But that’s not where it ends.
Through Ndovu, you can also invest in fractional shares of top-performing companies like Nvidia, or explore global ETFs that track trusted, long-term markets like gold and the S&P 500.
All this is available in one the Ndovu app.
200,000+
Clients
3,700,000+
Deposit Transactions
28.0%
Average Annual Portfolio Return
Your goals, our expertise
Achieve your financial dreams with goal-based saving
Goal-based saving is a personalized approach that aligns your investments with your specific financial goals, whether you're saving for retirement, building an emergency fund, buying your home, or starting a new business.
If you’ve been asking where can I save and earn money in Kenya, goal-based saving offers a smart, structured answer tailored to your needs.

Your peace of mind is our highest priority
Ndovu is built on a solid foundation, with your money’s security at the center of our decision-making.
High Compliance Standards
Ndovu adheres to high compliance standards and business conduct in each country of operation
Blockchain Encryption
Ndovu's core is built on blockchain, allowing us to record all your transactions accurately
Military-Level Security
We adhere to industry standards and have strict internal policies to ensure the highest level of safey
International Bank-Level Security
We use state-of-the-art data encryption when handling your financial information
Unique benefits
Why Ndovu?
Ndovu believes growing your wealth should be simple, secure, and affordable. That’s why it’s designed to offer unique benefits that help you maximize your returns and achieve your financial goals.
Tax-free investment products
Ndovu offers you a variety of tax-free investment products to help maximize your returns while minimizing your tax liability.
Higher investment return rates
Ndovu is designed to provide higher investment returns rates than traditional savings accounts, helping your money grow faster.
Access to global bonds and shares
Ndovu allows you to invest in local and global equity, cash and bond ETFs to diversify your portfolio and take advantage of international opportunities
Easy accessibility and tracking of investments
Ndovu is a user-friendly platform that makes tracking and managing your savings investments easy, with real-time updates and reporting.
Multi-currency
investments
Ndovu allows you to invest in multiple currencies, providing greater flexibility and portfolio diversification.
Smart, simple, secure, and affordable platform
Ndovu is designed to be smart, simple, secure, and affordable without any complicated jargon or paperwork.
Client testimonials

This website is operated by Ndovu Wealth Limited ('Ndovu'). Ndovu is licensed by the Capital Markets Authority as a Fund Manager and Investment Adviser.
Past performance is not reflective of future performance, and the price of units and the income may go down as well as up. In certain specified circumstances, the right to redeem units may be suspended. The Capital Markets Authority does not take responsibility for the financial soundness of the scheme or for the correctness of any statements made or opinions expressed in this regard.
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Investment involves risk. The value of investments and their income can go up or down and you may not get back the amount originally invested. There is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Ndovu's charges and expenses. Ndovu's services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning for every aspect of a client’s financial situation and do not incorporate specific investments that clients hold elsewhere.
Not an offer, solicitation of an offer or advice to buy or sell securities in jurisdictions where Ndovu is not duly licensed or approved.
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