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Regulated by Capital Markets Authority and the Office of the Data Protection Commissioner

Your Goals Are Closer Than You Think

​Start saving from KSh 500 or investing from KSh 1,000 right here, right now.

Unaweza na Ndovu

Secure. Simple. Affordable

Wondering Where to Invest Money to Get Good Returns in Kenya?

Start investing with as little as KES 500, even without a finance background. Our team will guide you through your investment journey!

Discover investment opportunities in your region
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The Techie
52.7%
Your goals, our expertise

Access high-performing funds in global markets

Finding  where to invest money to get good returns in Kenya can be so hard and that’s where Ndovu comes in.

The funds that are available on Ndovu are strategically selected to enable you to diversify your portfolio in multiple sectors globally and locally based on your financial goals and risk appetite.

Top Places to Invest Money for Good Returns in Kenya

In 2025, more Kenyans are turning to smart, regulated investment options that deliver steady returns without the guesswork. Two of the most accessible options are:

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  • Money Market Funds (MMFs) – Ideal for short-term growth with low risk and daily interest.

  • Treasury Bills – Government-backed, fixed-return investments for those looking to grow and preserve capital.

 

But that’s not where it ends.

Through Ndovu, you can also invest in fractional shares of top-performing companies like Nvidia, or explore global ETFs that track trusted, long-term markets like gold and the S&P 500. 

 

All this is available in one the Ndovu app.

200,000+

Clients

3,700,000+

Deposit Transactions

28.0%

Average Annual Portfolio  Return
Your goals, our expertise

Achieve your financial dreams with goal-based saving

Goal-based saving is a personalized approach that aligns your investments with your specific financial goals, whether you're saving for retirement, building an emergency fund, buying your home, or starting a new business.

If you’ve been asking where can I save and earn money in Kenya, goal-based saving offers a smart, structured answer tailored to your needs.

Goal investing available on Ndovu

Your peace of mind is our highest priority

Ndovu is built on a solid foundation, with your money’s security at the center of our decision-making.

High Compliance Standards

Ndovu adheres to high compliance standards and business conduct in each country of operation

Blockchain Encryption

Ndovu's core is built on blockchain, allowing us to record all your transactions accurately

Military-Level Security

We adhere to industry standards and have strict internal policies to ensure the highest level of safey

International Bank-Level Security

We use state-of-the-art data encryption when handling your financial information

Unique benefits

Why Ndovu?

Ndovu believes growing your wealth should be simple, secure, and affordable. That’s why it’s designed to offer unique benefits that help you maximize your returns and achieve your financial goals.

Tax-free investment products

Ndovu offers you a variety of tax-free investment products to help maximize your returns while minimizing your tax liability.

Higher investment return rates

Ndovu is designed to provide higher investment returns rates than traditional savings accounts, helping your money grow faster.

Access to global bonds and shares

Ndovu allows you to invest in local and global equity, cash and bond ETFs to diversify your portfolio and take advantage of international opportunities

Easy accessibility and tracking of investments

Ndovu is a user-friendly platform that makes tracking and managing your savings investments easy, with real-time updates and reporting.

Multi-currency
investments

Ndovu allows you to invest in multiple currencies, providing greater flexibility and portfolio diversification.

Smart, simple, secure, and affordable platform

Ndovu is designed to be smart, simple, secure, and affordable without any complicated jargon or paperwork.

Client testimonials

I was looking for Shariah-compliant investments aligned with my values without compromising the potential for competitive returns. With most investment avenues in Kenya containing Riba, my options were limited. The Halaal Fund enabled me to invest in a manner that was aligned with Islamic principles while also benefiting from the potential returns.

Discover your investment style

Unleash your inner investor

Every investor is unique. Before making any investment decisions, take a few minutes to discover what type of investor you are, based on your financial goals, risk tolerance, and investment experience. 

Kenyan investor using the Ndovu mobile app to discover what type of investor she is based on her financial goals
Visa everywhere initiative, impact winner Kenya 2023

© 2025

 · Ndovu · All Rights Reserved.

Download our mobile app and start investing today.

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This website is operated by Ndovu Wealth Limited ('Ndovu'). Ndovu is licensed by the Capital Markets Authority as a Fund Manager and Investment Adviser.

 

Past performance is not reflective of future performance, and the price of units and the income may go down as well as up. In certain specified circumstances, the right to redeem units may be suspended. The Capital Markets Authority does not take responsibility for the financial soundness of the scheme or for the correctness of any statements made or opinions expressed in this regard.

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Investment involves risk. The value of investments and their income can go up or down and you may not get back the amount originally invested. There is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Ndovu's charges and expenses. Ndovu's services are designed to assist clients in achieving discrete financial goals. They are not intended to provide comprehensive tax advice or financial planning for every aspect of a client’s financial situation and do not incorporate specific investments that clients hold elsewhere.

 

Not an offer, solicitation of an offer or advice to buy or sell securities in jurisdictions where Ndovu is not duly licensed or approved.

 

By using this website, you accept our Terms of Use, Privacy Policy and Data Protection Policy.

© 2025 · Ndovu · All Rights Reserved.

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Ndovu is a regulated capital markets intermediary.

 

Not an offer, solicitation of an offer or advice to buy or sell securities in jurisdictions where Ndovu is not duly licensed or approved.

 

By using this website, you accept our Terms of Use and Privacy Policy.

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